Privacy Policy

Effective Date: May 30th 2025

Welcome to Switch-Nest.com, operated by Nitro Wholesale Inc (“Company”, “we”, “us”, or “our”). Your privacy is critically important to us. This Privacy Policy explains how we collect, use, disclose, and safeguard your personal information when you visit our website or use our services, which include helping users compare and enroll in health insurance, energy, internet, and phone plans.

By accessing or using our website, you agree to the terms of this Privacy Policy. If you do not agree, please do not use our services.

1. Company Information

Legal Name: Nitro Wholesale Inc
Website: www.switch-nest.com
Business Address: 1601 Industrial Blvd, Suite 3061,Sugar Land, TX. 77478
Phone Number: +1 (346) 400-7704
Email Address: contact@switch-nest.com

2. Information We Collect

We may collect the following types of information:

A. Personal Information

When you voluntarily provide it to us through forms, signups, or service enrollment:

Full name
Date of birth
Phone number
Email address
Residential address
Social Security Number (for ACA applications)
Income and household information (for Marketplace eligibility)
Plan preferences and selected providers

B. Non-Personal Information

Automatically collected data through your use of our site:

IP address
Browser type
Operating system
Device type
Referring website
Pages viewed and time spent on site
Clickstream data

C. Cookies and Tracking Technologies

We use cookies and similar tools to:

Personalize user experience
Analyze site usage
Track conversion and marketing campaign performance
Store your preferences

You may opt out of cookies via your browser settings, but this may limit site functionality.

3. How We Use Your Information

We use your information to:

Help you compare and enroll in health, energy, and utility plans
Determine eligibility for ACA subsidies
Submit applications on your behalf when authorized
Send confirmation emails, service updates, and reminders
Respond to customer service inquiries
Improve website performance and user experience
Comply with legal and regulatory obligations
Conduct marketing campaigns (with your consent)

4. Sharing Your Information

We may share your information with:

Authorized insurance carriers and plan providers to process your enrollments
Licensed agents and brokers who assist you with plan selection
Government agencies such as Healthcare.gov when required for ACA Marketplace applications
Third-party vendors that support our platform (e.g., hosting, analytics, CRM), all under strict confidentiality
Legal authorities when required by law, regulation, subpoena, or court order

We do not sell your personal information to third parties.

5. Data Security

We implement a combination of technical, administrative, and physical safeguards to protect your data:

SSL encryption across all forms and data transfers
Secure data storage and access restrictions
Routine security monitoring and audits
Access to sensitive data limited to authorized personnel only

Despite our efforts, no system is 100% secure. Use the website at your own risk.

6. Your Choices and Rights

You have the right to:

Access the personal data we hold about you
Request correction or deletion of your information
Opt-out of receiving marketing communications
Withdraw consent (where applicable)
File a complaint with a data protection authority

To exercise any of these rights, contact us at contact@switch-nest.com.

7. Third-Party Links

Our website may contain links to third-party websites and services. We are not responsible for their content, privacy practices, or security. Please review their policies before providing any information.

8. Children’s Privacy

Our services are not intended for individuals under the age of 18. We do not knowingly collect personal information from minors. If we become aware of such data being collected, it will be deleted immediately.

9. Retention of Information

We retain your personal information only for as long as necessary to:

Provide services to you
Comply with legal and regulatory requirements
Resolve disputes and enforce our agreements

Data may be retained in backup archives even after deletion requests for a limited time as required by law.

10. Updates to This Policy

We may update this Privacy Policy from time to time. When we do, the "Effective Date" at the top will be revised. Significant changes will be communicated via email or on our homepage. Continued use of the site means you accept the updated policy.

11. Contact Us

If you have questions or concerns about this Privacy Policy or how we handle your personal information, please contact us:

Nitro Wholesale Inc
1601 Industrial Blvd, Suite 3061

Sugar Land, TX. 77478
📞 Phone: +1 (346) 400-7704
📧 Email: contact@switch-nest.com